What is the typical range of a dental insurance annual maximum?

Generally, a dental insurance annual maximum can range from $750 to $1500 or $1000 to $2000. Let’s understand the concept of the annual maximum with an example. Assume that your dental plan’s annual maximum is $1000. Your plan will pay for the dental services you receive in the benefit period until it reaches its maximum limit i.e. $1000.

What is the difference between the dental annual maximum and the out-of-pocket maximum?

The annual maximum in a dental plan is often confused with the term “out-of-pocket maximum.” The annual maximum refers to the maximum amount the dental benefits provider like Delta Dental will pay out in one plan year. Conversely, the “out-of-pocket maximum” refers to the maximum amount you, the member, will pay in one plan year.

What happens if I reach my dental insurance annual maximum benefit limit?

Once it reaches its maximum limit, the dental plan resets back to the maximum amount at the beginning of the next benefit period. An interesting fact about the annual maximum is that most people never reach their dental insurance annual maximum in the benefit period.